Employee Pleads Guilty to Falsifying Employment Records to Obtain Mortgage Loan

admin —  November 24, 2010 — 1 Comment

Ijeoma Okoh, 32, Newark, New Jersey, pleaded guilty to falsifying employment records in order to qualify for a $357,050 loan to buy a home in Newark, New Jersey. Ijeoma Okoh is accused of issuing a false financial statement, a third-degree crime.

The state will recommend that Okoh be sentenced as a third-degree offender within the judge’s discretion. She must forfeit her job and will be permanently barred from public employment in New Jersey. Okoh must forfeit all interest in the house she purchased, which will revert to the mortgage lender. In pleading guilty, Okoh admitted that she submitted fraudulent documentation regarding her employment and salary in order to deceive Bank of America (BOA) into providing her with a $357,050 mortgage loan, which she used to purchase a property on Sixth Avenue in Newark, New Jersey.

The investigation revealed that on May 13, 2009, Okoh filed a verification of employment form with BOA that correctly indicated that she earned $47,562 as a family services worker for the Essex County Division of Welfare. However, the following day, Okoh filed a fraudulent verification of employment form with BOA, purportedly signed by an actual deputy director in the Division of Welfare, indicating that Okoh’s salary was $63,375 and that she was a family service supervisor. Okoh also submitted a fraudulent letter on county letterhead purportedly signed by the deputy director stating that the first form was incorrect because Okoh had recently been promoted and the county “systems” were not updated. The deputy director’s signature was forged on the documents. Okoh also filed a fraudulent direct deposit slip reflecting the higher salary. Okoh listed her own work number as the number for the deputy director on the forms, and when a detective called saying he was from BOA, she impersonated the deputy director and verified the false information.

Attorney General Paula T. Dow thanked Essex County Inspector General Dominick Scaglione and Investigator Michael McGaughran of his office for their investigation and referral. They were assisted by Investigator Edgar Gonzalez of the Essex County Division of Welfare Office of Fraud Prevention & Investigations, Assistant Special Agent in Charge Jeanne Daumen of the Newark, N.J., Office of Inspector General – U.S. Department of Housing and Urban Development, the Essex County Division of Welfare Office of the Director, and the Essex County Department of Citizen Services Office of the Director. Deputy Attorney General Mark Ondris and Lt. Ken White handled the case for the Division of Criminal Justice.

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One response to Employee Pleads Guilty to Falsifying Employment Records to Obtain Mortgage Loan

  1. “Ijeoma Okoh”

    I doubt that I could pronounce that name correctly in two attempts. Where did I misplace my giant “DENIED” stamp?

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