Kimberly M. Davis, 42, Lee’s Summit, Missouri, was charged in a 14-count indictment returned by a federal grand jury in Kansas City, Missouri. The federal indictment alleges that Davis used the names, Social Security numbers and birth dates of three separate victims, without their permission, to purchase two homes in Lee’s Summit. Davis is charged with eight counts of wire fraud, one count of mail fraud and five counts of aggravated identity theft.
According to the Indictment, Davis worked as a mortgage broker at firms in Liberty and Gladstone, Missouri, from November 2003 through January 2005. Between November 19 and 25, 2003, Davis allegedly used a stolen identity to obtain loans totaling $396,830 from Countrywide Home Loans, Inc., for the purchase of 704 SW Winterstar Drive, Lee’s Summit, Jackson County, Missouri. Davis allegedly used the same stolen identity from January 21 through March 10, 2004, to refinance the Countrywide loan and to obtain a home equity line of credit from First Magnus Financial that included a $68,000 payoff to Countrywide.
The indictment also alleges that, between July 2 and Sept. 17, 2004, Davis used another stolen identity to obtain loans totaling $434,133 from Countrywide for the purchase of another residence at 2520 SW Wintercreek Drive, Lee’s Summit, Jackson County, Missouri.
Between Dec. 31, 2004, and Jan. 7, 2005, Davis allegedly used a third stolen identity to obtain loans totaling $452,503 from Accredited Home Lenders, Inc., for the purchase of the second Lee’s Summit residence by the third identity theft victim.
The charges contained in the indictment are simply accusations, and not evidence of guilt. Evidence supporting the charges must be presented to a federal trial jury, whose duty is to determine guilt or innocence.