Marvin Senior, 29 and Michael Ervin, 44 of Detroit have been charged with 2 counts of Uttering & Publishing, a felony punishable by up to 14 years in prison; 2 counts of Forgery, a felony punishable by up to 14 years in prison; False Pretenses over $20,000, a felony punishable by up to 10 years in prison and Embezzlement from a Vulnerable Adult, punishable by up to 10 years in prison in connection with a property in Detroit, Michigan.

Senior was acquainted with the victim because he helped her consolidate some bills in the past. She trusted him and gave him a copy of her identification. The defendant allegedly forged a quitclaim deed transferring the property from the victim to himself back dated to June 5, 2001 and recorded March 10, 2005. Senior attempted to sell the property to his uncle, Michael Ervin. Senior forged a new deed dated September 26, 2005 and recorded it on September 28, 2005. On the same day, Senior sold the property to Ervin for $55,000.

A mortgage was obtained in the name of Ervin and Senior was paid $48,883 by the Clear Title Agency. Ervin allegedly received $5,000 from Senior in exchange for his participation.

The victim was unaware that the defendants took out a new mortgage from Countrywide Home Loans. As a result the victim faced possible eviction from her home because the mortgage was in default. The Wayne County Prosecutor’s Office has advised the attorney’s representing Countrywide Loans that the owner was a crime victim and that the defendants are facing criminal charges.