9 comments

• Comment Link Monday, July 18 2011 23:14 posted by carmodel

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• Comment Link Sunday, July 04 2010 23:17 posted by theresa

  THE LAST TWO POST ON HERE ARE MINE, AND I'D LIKE TO ADD A LITTLE MORE INFORMATION. WE STILL OWE $55,000.00 ON THIS HOUSE. THE CITY OF AKRON OHIO JUST APPRAISED THIS HOUSE AT A WOPPING $8,000.00, AND THIS IS AFTER WE ADDED THE NEW ROOF AND SIDING. OUR ORIGINAL AMOUNT OWED FOR THIS HOUSE WAS $72,000.00, BUT IT HAD A SECOND MORTGAGE ON IT AT THE TIME WE PURCHASED IT, AND THE COMPANY THAT SOLD IT TO US ( EVERGREEN ) WAS FOUND GUILTY OF HAVING COMMITED FRAUD, AND ABOUT $15,000 WAS WRITTEN OFF. IN THE FOUR YEARS WE HAVE HAD THIS HOUSE WE ALREADY PAID ABOUT $24,000.00, OF COURSE MOST ALL WAS INTEREST, BUT WE ALREADY PAID FAR MORE THAN IT'S VALUED AT. IN THIS AREA HOMES HAVE LITTLE VALUE, AND ARE VANDILIZED BY STREET GANGS IF THEY ARE LEFT SITTING EMPTY FOR A WEEK OR SO. ALSO THERE ARE VERY LARGE OLD TREES ON THE PROPERTY BEHIND THE HOUSE THAT ARE OVERHANGING OUR PROPERTY AND LEANING TOWARDS THE HOUSE. THESE TREES WILL FALL ON THIS HOUSE IF THEY FALL THE REST OF THE WAY DOWN. SOME VERY LARGE BRANCHES HAVE ALREADY FALLEN. WE HAVE BEEN TOLD BY SEVERAL NEIGHBORS THAT THE PROPERTY THE TREES ARE ON IS CITY PROPERTY, AND THOUGH WE CONTACTED THE CITY ABOUT IT, SO FAR IT HAS GOTTON US NO WHERE. OUR HOME OWNERS INSURANCE (THROUGH ALLSTATE INSURANCE) IS BEING CANCLED BECAUSE OF THESE TREES. MY QUESTION IS, WHY DOES OCWEN EVEN WANT TO FORCLOSE ON THIS HOUSE WHEN WE HAVE MADE ALL OF OUR MORTGAGE PAYMENTS ON TIME, AND THE ONLY AMOUNT THAT IS BEHIND IS THE COUPLE THOUSAND THAT IS UNDER A CHAPTER 13 BANKRUPTCY PROTECTION? OCWEN IS ALSO BEING PAID THAT BACK AMOUNT THROUGH AN ESCROW SERVICE. SOMEONE PLEASE TELL ME WHY OCWEN WANTS TO FORCLOSE? WHY AND HOW?
  PAYMENTS ARE UP TO DATE, THEIR OWN DOCUMENTS ON THEIR WEB SITE,AND LISTED UNDER OUR ACCOUNT INFORMATION EVEN SHOW THEY ARE UP TO DATE. THE AMOUNT THAT WAS BEHIND AT ONE TIME IS NOW UNDER A CHAPTER 13 BANKRUPTCY PROTECTION, SO HOW CAN THEY FORCLOSE? AND IF THEY CAN WHY WOULD THEY WANT TO WHEN THEY WILL LOOSE ABOUT $44,000.00 BY DOING SO? WELL REALLY, A LOT MORE THEN THAT WHEN YOU ADD IN INTEREST, MORE LIKE ABOUT $200,000.00. ALSO, WHY IS OUR GOVERNMENT ALLOWING THESE MORTAGE COMPANY'S TO COMMIT FRAUD? SOMETHING IS WRONG WITH THIS PICTURE, BUT WHAT I HAVE WRITTEN HERE ARE THE FACTS! HOME BUYERS BEWARE!
• Comment Link Friday, July 02 2010 21:56 posted by theresa

  P.S. I THINK I MADE A MISTAKE ON THE TYPE OF BANKRUPTSY FILED. I THINK IT WAS A CHAPTER 13 NOT A 7.
• Comment Link Friday, July 02 2010 21:43 posted by theresa

  OCWEN MORTAGE COMPANY IS TRYING TO FORCLOSE ON OUR HOME EVEN THOUGH ALL PAYMENTS ARE UP TO DATE. THERE WAS ONE PAYMENT MY HUSBAND THOUGHT HE MISSED SO HE CALLED OCWEN AND THEY TOLD HIM ALL OF OUR PAYMENTS ARE UP TO DATE. AT ONE TIME THE PAYMENTS WERE A COUPLE MONTHS BEHIND WHEN THE MORTAGE WAS UNDER THE CONTROL OF SAXON MORTAGE. A CHAPTER 7 WAS FILED ON THAT PAST DUE AMOUNT AND IT IS UNDER BANKRUPTSY PROTECTION. ALSO OCWEN HAS TRIED TO COLLECT A BANKRUPTSY FEE FROM US. THESE MORTAGE COMPANY'S ARE COMMITTING FRAUD AND GETTING AWAY WITH IT. WHAT I WOULD LIKE TO KNOW IS WHY IS OUR GOVERNMENT ALLOWING THIS? WE CAN NOT AFFORD TO RENT ANYTHING BECAUSE ALL RENTALS ARE HIGHER THAN OUR MORTGAGE. WE CAN'T GET ANY KIND OF ASSISTANTS FROM THE GOVERNMENT BECAUSE WE ARE MIDDLE AGE AND OUR CHILDREN OUR GROWN. ALSO THE $10.00 AN HOUR MY HUSBAND EARNS IS TO MUCH FOR US TO QUALIFY FOR FOOD ASSISTANTS. HE HAS SERIOUS HEALTH PROBLEMS AND IS ON A BREATHING MACHINE. WE HAVE NO PLACE TO GO IF WE LOOSE THIS HOUSE. WE WILL HAVE TO SLEEP ON THE STREETS, AND HE WILL DIE. IS THIS WHAT OUR COUNTRY WANTS? FOR ALL OF THE POOR PEOPLE TO DIE? IT'S STARTING TO LOOK THAT WAY!
  ALSO OCWEN STATED IN THEIR PAPERS THEY SENT US, THAT WE CAN NOT STOP THE BANKRUPSY BY PAYING THE BACK AMOUNT, THEY SAID THEY WON'T ACCEPT THE MONEY. THING IS, LIKE I SAID, WE AREN'T BEHIND IN THE PAYMENTS ANYWAY. WHAT CAN WE DO?
• Comment Link Wednesday, July 15 2009 19:45 posted by Christopher Scott

  Hello, my name is Christopher Scott founder of Mortgage Recovery Service Center of Los Angeles. We are a para-professional mortgage fruad research group, Started as a result of being defruaded out of our home and fighting the lenders and brokers. Our services is to evaluate loan applications and determine if the broker or lender falsified the income or assets, draft federal complaint out lining the fruad and file the complaint in federal court. Currently there are thousands of victoms of this kind of mortgage fruad. And most of them do not even know. I say, if you could afford your home prior to the new loan. You should be able to afford a new one loan "if the broker and lender used your correct income and assets. It's the broker and lenders responsibillity to process a loan the homeowner can afford. And reject the loan if you are under-qualified! I ask that all of those who are having trouble with your loans. Take a look at your loan application ( it's called a 1003). Compare the income and assets on the loan application to the income and assets you show on your tax return and check stubs? If they don't match. And you had nothing to do with falsifying this information on the loan application. Your a victim of MORTGAGE FRUAD! THAT'S WHY YOUR LOSING YOUR HOME AND THE BANKS WANT MODIFY THE LOAN. THEY REALIZE YOU COULD'NT AFFORD IT IN THE FIRST PLACE, HOWEVER, FOR THE SAKE OF GREED, THE BROKER SUBMITTED THE LOAN AND THE LENDER CLOSED THEIR EYES AND FUNDED IT. THEY DON'T WANT TO GO THROUGH THAT AGAIN, SEEING THE THAT THESE TYPES OF LOANS ARE PROSECUTED AROUND THE COUNTY BY THE UNITED STATE DISTRICT ATTORNEY'S OFFICE. DID YOU KNOW THAT FALSIFYING THIS INFOMATION CARRY' A PRISON TERM OF UP TO THIRTY YEARS AND A FINE OF UP TO ONE MILLON DOLLARS. CAN YOU COPE WITH THAT? HAD THE BROKER OR LENDER TOLD YOU THIS IN THE BEGINNING, WOULD YOU HAVE SIGNED THE LOAN APPLICATION? THIS IS CALLED UNFAIR AND UNLAWFUL PRACTICES! NOW IF YOUR ONE OF THOSE UNFORTUNATE PERSONS WHO HAS LOST AN INCOME OR JOB. AND THAT'S THE REASON WHY YOU CAN'T AFFORD THE MORTGAGE. THAT NOT WHO I'M TALKING ABOUT! BUT THOSE OTHER, IF YOU DON'T HAVE YOUR LOAN APPLICATION. CALL YOUR BROKER AND ORDER IT OR PICK IT UP. TELL THEM YOU WANT TO USE THE SAME INFORMATION THAT YOU USED WHEN YOU GOT THE KNEW LOAN. ALSO TELL THEM THAT YOU NEED IT TO HELP GET YOUR LOAN MODIFIED. CALL ME AND WE CAN GO OVER THE APPLICATION. I WOULD LIKE TO HELP, BECUASE NO ONE WOULD HELP US. YOUR LENDER MAY BE RESPONSIBLE FOR YOUR HARDSHIP! DON'T LET THEM GET AWAY WITH IT!
  CHRISTOPHER SCOTT
  Mortgage Recovery Service
  Center of Los Angeles
  310-957-7079
  P.O. Box 470697
  Los Angeles , CA 90047
• Comment Link Thursday, February 12 2009 07:29 posted by Beth Anne Ayers

  What about those of us who already lost our homes? Who is doing anything about that. My home was stolen, I have spent tens of thousands of dollars fighting the Big Banks and have gotten nowhere.
  I did not lose my house because I could'nt pay my house payment. Money that I paid into escrow was "Mis-placed" my property was forfited to the county for over 22 months and going up for a tax forclosure sale. I had to spend over $3,000 to buy it back from the county and was issued a redemption certificate. I trie diligently to work things out with Countywide and Trott & Trott. There answer was to bad, it is not our problem that we missed placed your escrow money and we have no answers. Having to pay these back taxes to the county in which I already paid to the mortgage companies caused me to fall behind on my mortgage. Trott $ Trott forclosed in 27 day's. Even though I tried to explain that there were other "mistakes" with the mortgage like for instance my property was slpit into two 40ft lots.I still own the driveway and garage.
  So now after hiring three difrent attorney's who I believe were paid off to not do thier jobs and going in front of a corrupt Judge who told me we were'nt in court in talk about the truth they are suing me for my part of the property saying it was a yet another "mistake"!
  So no matter what I would of done my house was going to get forclosed on for "Mistakes" that were in no way my fault. This has ruined my entire life, cost me a property that I have been investing in for over 13 years, cost both my husband and I our jobs because of all the court dates and attorney appointments, I could go on for at least 100 pages of how this has effected my family and I. I contacted the AG office they did nothing. So how do I put things back together, my credit is ruined I can't even find a placed to rent. All for mistakes that had nothing to do with me.
• Comment Link Monday, June 16 2008 21:27 posted by Ishith

  Hey!
  
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