Tracy Carmichael, 46, Detroit, Michigan, has been charged in connection with a fraudulent scheme to obtain an over $120,000 mortgage on a church property located on 11731 Mount Elliot, Detroit, Michigan.

Carmichael allegedly offered to sell the Mount Elliot property to a female as an investment property. He represented that he would handle all of the paperwork, manage the property and give her the payments for the mortgage company. The victim later discovered that all documents conveying the property to her were false. The rightful owners never authorized Carmichael to sell the property and discovered their signatures were forged on the document.

Carmichael has been charged with two counts of Forgery, a felony punishable by up to 14 years in prison; 2 Counts of Uttering and Publishing which is punishable by up to 14 years in prison; False Pretenses > $20,000, a felony punishable by up to 10 years in prison; Money Laundering, Second Degree, a felony punishable by up to 10 years in prison.

This case was investigated and charged by the Wayne County Deed Fraud Task Force created by Register Bernard J. Youngblood, Wayne County Sheriff Warren Evans and Prosecutor Kym L. Worthy in 2007. Wayne County Assistant Prosecutor Abed Hammoud will be prosecuting this case.

The defendant will be arraigned in the 36th District Court in Detroit.