Raphael Libardi, Athem, Arizona, co-owner of the Phoenix based business Aracruz International Granite, allegedly illegally in this country from Brazil, has been booked on identity theft and mortgage fraud charges for using the social security number of a deceased person.
Maricopa County Sheriff's deputies executed search warrants at Aracruz International Granite and at Libardi's home. Deputies received the incriminating information through Sheriff Joe Arpaio's illegal immigration hotline. Libardi charges include felony identity theft and mortgage fraud charges under suspicion of using the deceased person's social security number to purchase two vehicles and two homes (one of which has been foreclosed on).
Rachel Dollar, the editor of Mortgage Fraud Blog is an attorney and Certified Mortgage Banker who handles litigation for lending institutions and secondary market investors.