Myra Denise Robinson, 43, an Alabama resident, has been indicted on one count of mail fraud and one count of making false statements on a mortgage application to a financial institution.
According to the indictment, the fraud was conducted as follows: In July 2007, Robinson applied for a mortgage loan to purchase a house, and caused the application and supporting documents to be mailed to Washington Mutual. In those documents, Robinson claimed to be receiving disability benefits from the Social Security Administration each month for her own disability or those of her three children. None of them actually received such benefits. If Robinson had accurately reported her income, she would not have been eligible for the mortgage loan.
The maximum sentence for both the mail fraud count and the false statements count is 30 years in prison and a $1 million fine. A notice of forfeiture for $91,000, the amount of the loan fraudulently is also sought through this indictment.
The FBI and the inspector general's offices of the Department of Housing and Urban Development and the Social Security Administration
Rachel Dollar, the editor of Mortgage Fraud Blog is an attorney and Certified Mortgage Banker who handles litigation for lending institutions and secondary market investors.