Imagine that you are one of the hundreds of thousands of New Yorkers at risk of losing your home. You’ve fallen behind on mortgage payments, and — the home that you worked hard to buy for your family is suddenly in jeopardy.
One day, you get a call from a company offering the help you so desperately need. A soothing voice on the other end of the phone line promises that you will be able to save your home. Desperate for any solution, you arrange a monthly payment plan, relieved that your nightmare is finally coming to an end.